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The states real estate costs are near average also- except for tony jazzy Fairfield county - real estate here is a fair value. People with children of first-time-buyer age tend to be older, so they might be mortgage-free, with spare cash in savings. We wanted a bank that had an excellent reputation and a decent chance of not selling our loan for awhile.
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Installment contract Buyers and sellers work out a contract which states a down payment, interest rate and term. His goal was to lower his monthly payment to improve his cash flow. To make a long story, short they accepted my $2,500 "subject to," and I agreed to give them another $3K after my buyers refinance the property.
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